Frequently Asked Questions

We try to anticipate questions you might have about our PRODUCT / SERVICE and provide the answers here. If you need additional information send email to


How long does it take?

Platinum Financial can provide up to $75,000 with a one page credit application. Many times credit approval can be completed within a few hours. Funding typically occurs within 24-48 hours after delivery and acceptance.


How does my business qualify for funding?

Ideally, you will have owned and operated your business at the same location for 12 months or more. Your business needs to provide from 4 to 12 months of processing statements. Certain types of businesses, including adult entertainment and sexually oriented businesses, are ineligible. We make sure you have no outstanding bankruptcies or large tax liens, and we do not currently provide funding to businesses that are 100% Internet-based (no physical location).


What kinds of equipment can be leased?

Platinum Financial finances most types of new or used business equipment including office and manufacturing equipment, computers, software, furniture, and commercial vehicles.


Does the equipment have to be new?

We can finance new or used equipment. We can also finance third party sales.